Our California Insurance Legacy

We've been serving individuals, families, and businesses throughout the South Bay and greater Los Angeles area since 2002. From our office in Rancho Palos Verdes, we provide personalized life insurance, health coverage, estate planning, and commercial protection across Los Angeles County, Orange County, Riverside County, and San Diego County. Our approach is straightforward: we listen to your needs, explain your options clearly, and design coverage that truly works for you. When you're ready to discuss your financial protection needs, we're here to help. Reach out to our team via email or call us at (424) 348-4524 to schedule a consultation where we'll take the time to understand what matters most to you.

Building Trust Through Understanding

We founded Mollison Insurance Services on the principle that every client deserves to feel heard and understood. What truly sets us apart is our refusal to rush the process – we take the time to listen to your concerns, goals, and questions before suggesting any solutions. This client-first philosophy has guided us since our incorporation in 2017, though we've been serving California since 2002. Our founder, Ransford Mollison, brings over three decades of industry expertise to each consultation, ensuring you receive knowledgeable guidance delivered with genuine care. We believe insurance should provide peace of mind, not confusion, which is why we translate complex concepts into plain language you can act on with confidence.

Innovative Protection Beyond Standard Coverage

We go beyond traditional insurance approaches to offer financial strategies that maximize your protection while minimizing costs. As an affiliate of LLH Health, we provide supplemental benefits that can increase employee net pay while reducing employer payroll taxes – creating win-win solutions for businesses and their teams. Our estate planning services, offered in partnership with Estate Guru, include exclusive 40% discounts for existing clients. We're particularly proud of our premium financing strategies that incorporate IRS-approved tax advantages, allowing you to secure substantial coverage without draining your liquidity. These innovative offerings reflect our commitment to finding creative, effective ways to safeguard what matters most to you.

Ransford U. Mollison

Founder & Principal Agent

Ransford U. Mollison is the Founder and Principal Agent of Mollison Insurance Services, LLC, with over three decades of experience in the insurance and financial services industry. Since launching the agency in 2002 and incorporating in 2017, Ransford has specialized in life, health, estate planning, and commercial insurance solutions tailored to individuals, families, and businesses throughout California. He holds active Life, Health, and Property & Casualty insurance licenses in California and is well-versed in strategic financial planning. Known for his client-first approach, Ransford takes the time to listen, explain complex options in plain language, and craft coverage that fits each client’s unique goals and budget." Specialties: Life Insurance, Health Insurance, Estate Planning, Commercial Insurance, Supplemental Benefits, Financial Planning Strategies

Estate Guru

Estate Guru is an attorney-connected platform that streamlines the estate planning process by providing legally sound documents reviewed by licensed attorneys. They offer comprehensive estate planning services including wills, trusts, and other legal documents that help clients protect their assets and secure their legacy. Their digital approach makes estate planning more accessible and affordable while maintaining legal compliance through their network of attorneys who oversee every plan.

LLH Health

LLH Healthcare delivers cost-effective supplemental health benefits that start immediately, often with zero out-of-pocket costs for employees. Their innovative model helps businesses provide meaningful health coverage while actually increasing employee net pay and reducing employer payroll taxes—creating a win-win situation. LLH specializes in offering benefits to all types of employees, including part-time and seasonal workers.

Smart Choice

Smart Choice is a nationwide network that connects independent insurance agents with over 100 top-rated carriers without charging membership fees. They enable smaller agencies to access premium markets with minimal volume requirements while maintaining complete ownership of their book of business, with the potential to earn 100% commission after reaching attainable thresholds.